65,438+0. The annual interest rate of short-term loans within one year (including one year) is 4.35%, and the one-year interest of10.5 million in China Bank is10.5 million * 4.35% * 1 = 6525 yuan.

2. For medium-and long-term loans, the annual interest rate of (1) loans from one year to five years (including five years) is 4.75%, and the annual interest rate of China Bank150,000 yuan is150,000 * 4.75% *1= 7.

3. For personal housing provident fund loans, (1) is less than five years (inclusive), the annual interest rate is 2.75%, and the interest for one-year loans in China Bank is150000 * 2.75% *1= 4/kloc-.