Non-Tianjin household registered residents who buy a house in Tianjin and can provide proof of individual income tax payment or social insurance payment proof in Tianjin for one year in total meet the conditions for foreigners to buy a house in Tianjin, and are limited to one house. Housing (including newly built commercial housing and second-hand housing).

Families with non-Tianjin household registration who own one or more houses, and households with Tianjin household registration that are unable to provide proof of individual income tax payment or social insurance payment proof in Tianjin for a total of one year shall be suspended from paying their household registration. House for sale. Those who purchase a house in violation of regulations will not be allowed to apply for real estate registration.

The specific conditions for foreigners to buy a house in Tianjin are as follows:

1. Provide a local contact person or guarantor

For foreigners to buy a house in Tianjin, they first need to provide proof of residence in Tianjin Local contact person or guarantor, otherwise it cannot be processed.

2. Issuance of Tianjin local income certificate and bank statement

Foreigners buying a house in Tianjin must issue Tianjin local income certificate and bank statement to ensure the bank's review before approval. Proof of income and current flow reflect the financial ability of the house buyer and determine whether foreigners will be approved to buy a house in Tianjin.

3. Provide other documents

Foreigners buying a house in Tianjin need to provide household registration book, ID card, etc. The couple needs to be present at the same time (if there is a spouse) during the bank interview and transfer. You must strictly follow Tianjin’s house buying procedures.

In addition, please note that provident funds from other places cannot be used temporarily when buying houses in Tianjin, so foreigners can only choose commercial loans to buy houses in Tianjin.

Summary of Tianjin’s property market policies in 2022

Tianjin’s policy details in the past six months include:

1. The interest rate for the first home purchase in Tianjin has been reduced from 4.9% to 4.1%.

2. Tianjin only recognizes houses, and cancels the restrictions on loan records nationwide. Note that foreign mortgage loans must be settled, and buying a house in Tianjin counts as the first home

3. The second home has the original down payment 60% reduced to 40%

4. Those with a 60-year-old registered household in Tianjin can purchase a third home

5. Those with two children or more in a registered household in Tianjin can purchase a third home Three houses must have at least one minor child

6. The old person’s residence registration for his or her children will be released from the original children’s household registration and residence until the child has been living in Tianjin for a full year. As long as one of the children has a long-term household registration in Tianjin, the old person will live in Tianjin. 6 months, you can rely on your children to settle down

7. Points for household registration are shortened from the original 3 years to 2 years

8. House points are adjusted from 12 points per year to purchase A one-time bonus of 25 points for newly built commercial housing and a 30-point bonus for basic points in Binhai

9. Before the end of 2022, 23 cities that meet the conditions can exceed the lower limit of 4.1% mortgage interest rates

10. From October 1, 2022, the interest rate on provident fund loans for first-time personal housing will be reduced by 0.15 percentage points, and the interest rates for less than 5 years (including 5 years) and more than 5 years will be adjusted to 2.6% and 3.1% respectively

11. From October 1, 2022 to December 31, 2023, taxpayers who sell their own homes and repurchase their homes in the market within 1 year after the sale of their current homes will be given tax refund benefits.

Legal basis:

"Commercial Housing Sales Management Measures"

Article 3 Commercial housing sales include current sales of commercial housing and pre-sale of commercial housing. The term "sale of commercial houses on the spot" as mentioned in these Measures refers to the behavior of real estate development enterprises selling commercial houses that have passed the completion inspection and acceptance to the buyer, and the buyer pays the house price. The term “pre-sale of commercial housing” as mentioned in these Measures refers to the behavior in which a real estate development enterprise sells commercial housing under construction to a buyer in advance, and the buyer pays a deposit or house price.