Lending treasure is a pure online loan vertical search platform dedicated to providing financial products for office workers and small and medium-sized enterprises.
If you want a small loan, it is recommended to go to a bank, which is not only low in interest, but also relatively safe.
Bank loan terms:
1: China citizens with full capacity for civil conduct and overseas and foreign citizens with the right of abode in Chinese mainland.
2. Pay the down payment (not less than 30% of the total purchase price).
3 have a stable economic income and the ability to repay the principal and interest of the loan.
4. Agree to use the purchased property as loan collateral.
Materials required:
1: Original and photocopy of resident ID card.
2. The original and photocopy of the house subscription book.
3. Original and photocopy of the down payment.
4. Proof of monthly payment ability, including: personal and family income certificate, deposit certificate (passbook or other securities), etc.