Legal analysis: It depends. If the house is applied for by one-person loan, two names cannot be written on the property certificate. If the loan is written in the names of two people, that is, two people can buy a house with the same loan. You can write their names when you apply for the real estate license.
Legal basis: Article 209 of the Civil Code of People's Republic of China (PRC) establishes, changes, transfers and extinguishes the real right of immovable property, which will take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.
Natural resources owned by the state according to law may not be registered.
Second, I have already applied for a house loan. Can I write two more names?
Loan to buy a house can write two people's names! 1. If the couple are husband and wife, provide the following materials according to whether they are first-hand houses or second-hand houses: 1. First-hand housing mortgage loan is a newly developed house. You need to mortgage the newly bought property and apply for mortgage loan for the lender yourself. The loan procedures need: the identity certificate of the lender's husband and wife, household registration book, marriage certificate, house ownership certificate (sales contract), land certificate (or copy), no house certificate, unit income certificate, and guarantee company guarantee certificate. 2. The loan procedures of second-hand housing mortgage loan need: identity certificates of buyers and sellers, household registration book, marriage certificate, house ownership certificate, land certificate (or copy), sales contract, deed tax ticket, evaluation report, income certificates of buyers and sellers and proof of no house. Two, if the two do not belong to the relationship between husband and wife, in addition to the above materials, but also need to provide their own husband and wife identity certificate, marriage certificate, etc.
Third, can I write two names on the house I bought with a house loan?
Yes, but you have to specify whether the loan is for the next person or for two people! Just make it clear in advance!
The purchase contract has been signed and the loan has not been approved. Can I add my husband's name to the real estate license?
You can get the proof that your husband is unmarried, buy it in your husband's name, write your husband's name, and you can get the benchmark interest rate. First, your risk is high (it is your husband's personal property), and second, this suite is no longer possible. You have a credit history and a marriage certificate. In your husband's name, the ratio of real estate license plus your husband's name will definitely increase by 5.