(1) The loan amount is less than 654.38 billion yuan: the annual rate is not less than 654.38+0.5 ‰, and the monthly rate = annual rate/654.38+02;
(2) The loan amount is more than 6,543.8 billion yuan (inclusive): the annual rate is not less than 65,438+0 ‰, and the monthly rate = annual rate/65,438+02.
(3) If the single handling fee of the company's entrusted loan is less than 65,438+0,000 yuan, it will be charged at 65,438+0,000 yuan. If the individual entrusted loan single handling fee is less than 100 yuan, it will be charged at 100 yuan.
(4) The charging standard for entrusted loan business in foreign currency shall be implemented with reference to the charging standard for entrusted loan business in RMB.
Extended data:
1. Reasons for borrowing: In the process of applying for a loan, the borrower should be frank and clear, and write down the purpose of the loan and the advantages of personal repayment in detail. Such as a good personal credit record.
2. Loan amount: The loan amount applied by the borrower in the bank should not be too high, because the larger the amount, the higher the possibility of failure. However, this is not what lenders want. Of course, they don't want their loan funds to see the movement of lending within half a month.
3. Loan Description: Fill in the application materials, loan purpose, personal credit record, income source, repayment ability, family income, etc. in detail. Make sure that your loan can be repaid on time no matter when, where or how.
4. Loan repayment: After a successful loan application, the borrower must repay the loan within the specified time. Don't take chances and delay the repayment time, thus causing a bad personal credit record. In addition, the relevant departments will try their best to recover the loans in arrears.
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