1. Pay off the arrears in time: Pay off the overdue mortgage as soon as possible to avoid further affecting the personal credit record.
2. Consultation with banks: communicate with lending institutions and explain the reasons for overdue. If an understanding can be reached with the bank, it may have a positive impact on eliminating credit records.
3. Establish a good credit record: gradually restore personal credit by repaying other loans, credit card bills and bill payment on time.
Summary: In order to eliminate the credit record of overdue mortgage 1 day, the key is to pay off the arrears in time, negotiate with the bank and establish a good credit record.
Extended data:
China's credit information system is mainly managed by the People's Bank of China, covering the collection, collation and inquiry of personal credit information. Personal credit records have an important influence on obtaining other loans, credit cards or renting houses. Therefore, maintaining a good credit record is very important for personal financial situation.