(1) The debt shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court;

(2) People who break their promises will be enforced, listed in the online blacklist of public dishonesty, not allowed to buy plane tickets or stay in business hotels, and restricted from handling credit cards and loans.

2. Legal basis: Article 412th of the Civil Code of People's Republic of China (PRC).

If the debtor fails to perform the due debts or the realization of the mortgage agreed by the parties occurs, resulting in the mortgaged property being sealed up by the people's court according to law, the mortgagee has the right to collect the natural fruits or legal fruits of the mortgaged property from the date of sealing up, except that the mortgagee has not notified the debtor who should pay off the legal fruits.

The fruits specified in the preceding paragraph shall be used as the expenses for collecting fruits first.

Second, what if the debtor is unable to repay?

If the debtor is unable to repay the loan, there are the following treatment methods:

1. If it is temporarily unable to repay, it can be postponed or repaid in installments through negotiation;

2. If you have the ability but don't repay the loan, you can apply to the court for enforcement;

3. If the borrower is permanently unable to pay off, it can only pay off with the debtor's personal existing property, and then apply to the court for enforcement after the court hears and makes a judgment.