the bank has issued a loan agreement, which is intended to give the applicant a loan, or it may be rejected, but this possibility is very small.

If the bank has issued a loan agreement, the bank will not withhold the loan under normal circumstances. It is only a matter of time before the loan approved by the bank can be released. In real estate transactions, the signing of the loan agreement by the bank does not mean that the borrower can get the loan immediately. In the case of tight bank credit line, the loan time may be delayed.