Originally, only real estate, land and factories could be mortgaged, and now orange trees can also be mortgaged! "On August 26th, Zhou Dainian, chairman of zhijiang city Tangyuan Citrus Professional Cooperative, said. Recently, he got a loan of 6,543,800 yuan from Zhijiang Rural Commercial Bank, which was guaranteed by Zhijiang Jinqiao Guarantee Company and re-guaranteed by the Provincial Re-guarantee Group.

Tangyuan Citrus Cooperative, located in Xiannv Town, zhijiang city, is a modern agricultural economic entity integrating citrus seedling breeding, new variety research and development, planting, marketing and eco-tourism. At present, the cooperative has advanced cleaning equipment with leaves and grading equipment in China, processing and producing 50,000 tons of citrus fruits every year, and its income exceeds 65.438+0.5 billion yuan. In August, when Zhijiang's early-maturing citrus came into the market in large quantities, Orange Edge Citrus Cooperative seized the opportunity to sell it not only through the traditional offline mode, but also through online platforms such as Tik Tok Live Room and Pinduoduo. Sales opened, but the liquidity was insufficient. I want to find a bank loan, but I can't provide effective real estate mortgage. At the time of loss, Zhijiang Jinqiao Guarantee Company offered to use the seedlings such as oranges and navel oranges of the cooperative as counter-guarantee collateral, and provided a working capital loan guarantee of 6,543.8+0,000 yuan.

Using fruit seedlings as collateral for counter-guarantee is another innovative move of the government financing guarantee institutions in our province. In recent years, the provincial government financing guarantee system with the re-guarantee business as the link has been continuously innovated, and the guarantee financing scheme has been tailored for enterprises, and rural homesteads, circulating land management rights, breeding pens and live livestock seedlings have been included in the scope of counter-guarantee collateral, fully supporting the development of enterprises and boosting rural revitalization.