Does the resettlement house have a real estate license?
1. You can't apply for a provident fund loan if you buy a demolition resettlement house instead of a demolition resettlement house.
2. Resettlement households can apply for housing provident fund loans within 6 months after obtaining the deed tax certificate of property right certificate.
3. If the land of the resettlement house has been classified as state-owned land, the house can get the title certificate, but if the resettlement house is the land for raising funds to build a house, it can't get the title certificate.
If you just live by yourself, there will be no problem if the contract is signed, and there will be risks if you buy it.
As can be seen from the above, it is risky to buy a resettlement house, because the resettlement house is owned by individuals. For example, resettlement houses in Shanghai are not allowed for three years? Therefore, it is necessary to pay attention to whether the resettlement house is in this period when purchasing. In addition, the property rights of some resettlement houses are 50 years, which is different from the 70-year period of commercial housing. It is necessary to pay attention to avoiding risks when purchasing resettlement houses.
Can the resettlement house be loaned?
With the further development of the city, many resettlement houses can no longer meet the needs of relocated households. Many times, many resettlement houses require loans, and some people want to know whether resettlement houses can lend. In the final analysis, the problem of resettlement housing loan is whether there is a real estate license. The land nature of resettlement houses belongs to allocation. If you don't have a title certificate, you can get a loan. If the resettlement house is a policy service, it is estimated that the bank will not accept it as collateral, so it is impossible to make a mortgage loan. Resettlement houses are big property rights, and they can borrow from banks. There is no problem with provident fund loans.
What about the resettlement house? Real estate license?
It can be seen that some resettlement houses do not have real estate licenses. Of course, after a period of time, the land of resettlement houses will be owned by the state and the resettlement houses will be owned by individuals. This is the problem that must be faced. How to apply for real estate license for resettlement houses, and what documents do resettlement houses need to apply for real estate license? Let's take a look.
1. Property Certificate of Resettlement House (original received).
2, the demolition of housing ownership certificate (original).
3. Demolition and resettlement agreement and relocation certificate (original).
4. Document retrieval certificate (original).
5, the identity card of the demolition; If the demolished person is a unit, it shall submit the qualification certificate of the legal person or other organization of the unit (copy of the original inspection), the power of attorney of the legal representative of the demolished unit (copy of the original inspection) and the client's ID card (copy of the original inspection).
Qualification certificate of the legal person or other organization of the resettlement unit (copy of the original inspection).
7. Power of attorney of the legal representative of the resettlement unit (original received).
8. Identity card of the trustee of the resettlement unit (copy and original inspection).
9. If the resettlement area is increased, the investment invoice or relevant certificates (original receipt) for increasing the resettlement area shall be submitted.
10. application form for housing ownership registration (collected at the acceptance window and filled in by the parties concerned).
What are the advantages of resettlement houses?
1. Generally speaking, resettlement houses are existing houses. In some cities, the early resettlement houses are close to the original development areas, and some of them have superior geographical location, many people living and complete facilities, which can quickly form relatively mature communities;
2. The housing units are moderate, mainly small two-bedroom, small three-bedroom, and some middle three-bedroom, that is, the units with construction area of 120 square meters account for the vast majority, and most of them are multi-storey buildings; Such resettlement houses are more suitable for the needs of ordinary families.
3. The quality of houses built by the government is relatively stable;
4. Relying on geographical advantages and community supporting advantages, the appreciation rate coincides with the economic growth cycle, with a rapid increase. More importantly, if these resettlement houses have no property rights, the prices will generally be lower than the market price;
Of course, there are also objective reasons. Owners of resettlement houses often enjoy multiple suites, which makes it necessary and possible to sell them.
The difference between resettlement housing and commercial housing
1, property rights difference. Many resettlement houses do not have complete property rights, that is, they have complete house ownership, but they do not necessarily have complete land use rights. The land nature of many resettlement houses is allocated land, that is, no transfer fee has been paid. And commercial housing is complete property right, that is, complete housing ownership and complete land use right, and the nature of land is transfer, that is, payment of land transfer fee. Therefore, when the resettlement house is traded again in the future, it may be required to pay the land transfer fee. Of course, there is no requirement for the transaction of resettlement houses at present, but the law does. Therefore, once the government introduces policies, it is likely to pay the price.
2. Differences in quality. The construction profit of resettlement houses is often limited to death, so builders can often cut corners to increase profits. Coupled with poor supervision and even collusion of functional departments, the quality of resettlement houses is generally not as good as that of commercial housing. Of course, there are also relatively responsible resettlement houses or demonstration projects with relatively good quality, but there are not many, which is also a lottery.
3. Limitation of trading time. Many resettlement houses have trading time limits, that is, they are not allowed to be listed for resale for several years. Commercial housing does not have this provision, as long as you buy a registered existing house, you can go public. However, the auction items are not allowed to be resold by law.
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