Trustee: _ _ _ _ _ _, female, born on _ _ _ _ _ _ _.
The trustee and I are husband and wife, and both parties * * * purchase the property located in _ _ _ _ _ _ _ _.
1. Fully handle the relevant formalities of the above-mentioned house mortgage registration, sign the mortgage contract and other relevant documents on its behalf, and apply for the relevant documents of the house mortgage registration;
2. Handle the relevant taxes and fees generated in the process of mortgage payment, and submit and obtain the relevant certificates required for mortgage registration.
3. Inquire and print personal information reports and related information on your behalf. During the entrustment period, the trustee has no right to transfer the entrustment right.
I acknowledge all the relevant documents signed by the trustee within the scope of authorization and the agency period, the relevant real estate information obtained and the payment made by the trustee.
The entrustment period is from now until the above procedures are completed.
Principal: _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Power of Attorney for Mortgage Loan Chapter II Lender (Mortgagee): _ _ _ _ _ _ _ _ _ _ _ _ _ _
Legal address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Legal Representative: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Borrower (Mortgagor): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
My valid ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
The Borrower purchases _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as "real estate agent").
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as "real estate") applies for a loan from the lender, and the following terms are made in accordance with the General Principles of the Civil Law of People's Republic of China (PRC), the Contract Law of People's Republic of China (PRC) and the relevant business measures of Bank of Communications.
Article 1 Currency, amount and term of loan
1. 1 loan currency: _ _ _ _ _ _ _ _ _ _
1.2 The maximum loan amount is _ _ _ _ _ _ (in words) only.
1.3 loan term:
The loan term is _ _ _ _ _ _ _ years. Start with _ _ _ _ _ _ _ _. Return _ _ _ _ _ _ _.
Article 2 Calculation of interest rate and interest
2. 1 The loan interest rate is "London Interbank Offered Rate" plus _ _ _ _ _ _ _ _ percentage points (LIBOR+%). The London Interbank Offered Rate (LIBOR) on the interest payment date of _ _ _ _ _ _ _ for each installment is the LIBOR for the loan interest rate of _ _ _ _ _ _, but the LIBOR for the first interest period of each loan is the LIBOR for the loan issuance date. LIBOR has been floating for _ _ _ _ _ _ _ months.
2.2 The loan interest is calculated according to the actual days of loan issuance, with 360 days as one year.
2.3 Interest settlement method: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 3 loan conditions
3. 1 The borrower must provide the following information to the lender:
Application for Real Estate Mortgage Loan and Information of Loan Applicant;
B. Sign the purchase contract or the original purchase contract with the real estate agent;
C. proof of advance payment for house purchase issued by real estate agent.
3.2 The borrower opens a special account for house purchase in the bank designated by the lender, and all future house purchase expenses will be settled through this account.
Article 4 withdrawal
The borrower irrevocably authorizes the lender to transfer the loan to the account opened by the real estate agent with the lender and debit the borrower's account after receiving the payment notice issued by the real estate agent according to the agreement in the Pre-purchase Contract. Send a payment notice to the borrower.
Article 5 Repayment
5. 1 The borrower shall repay the loan on time as stipulated in Article 1.3 of this contract.
5.2 Within fifteen days before each repayment date, the borrower shall deposit the loan repaid in this period and the interest rate paid into the special account for house purchase. On the due date of repayment, the lender will automatically deduct the money from the special account for house purchase without notifying the borrower in advance.
Article 6 Advance payment
6. 1 If the borrower needs to repay part or all of the loan in advance, it must notify the lender in writing 30 days in advance.
6.2 prepayment is limited to the reverse order of repayment cycle, and cannot offset the loan that is about to expire or the next repayment.
6.3 If the borrower prepays, it shall pay the lender compensation of 0.5%- 1% of the prepayment amount.
A. If the borrower prepays within one year (including one year), it shall pay1%of the prepayment amount to the lender;
B. If the prepayment exceeds one year, the Borrower shall pay the Lender compensation of 0.5% of the prepayment amount.
Article 7 Handling fees and other expenses
7. 1 handling fee: after the signing of the loan contract, the borrower shall pay _ _ _ _ _ _ _% of the loan amount to the lender within _ _ _ _ _ _ days after the signing of this contract.
7.2 Deed tax, insurance, legal formalities, mortgage registration, collateral disposal and other expenses involved in the process of house purchase and loan shall be paid by the borrower.
7.3 The losses caused to the Lender due to the Borrower's breach of contract and all related expenses arising therefrom shall be borne by the Borrower.
Article 8 Insurance
The borrower must go to _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 9 the borrower's guarantee
9. 1 Guarantee to repay the principal and interest on time according to the amount agreed in the contract.
9.2 All information provided to the Lender is true and reliable, and there is no cover-up or concealment of facts.
9.3 If the mortgaged property is damaged for any reason, it shall be responsible for compensating the losses of the Lender.
Article 10 Liabilities of Lenders
10. 1 Provide the loan to the borrower on time according to the relevant provisions of this contract. The lender transfers the owner's account to the lender in the name of the property buyer.
10.2 The borrower shall return the Mortgage Property Purchase and Sales Contract or the Property Ownership Certificate to the borrower after paying off all the loan amount, interest and other payables agreed in this contract.
Article 11 Breach of Contract and Treatment
1 1. 1 The following matters constitute a breach of contract:
(1) The borrower fails to pay the principal and interest payable in full on the interest payment date and repayment date, resulting in loans overdue and interest default;
(2) The Borrower's inability to perform this contract or the occurrence of certain events makes the performance of this contract illegal or impossible;
(3) The Borrower violates other clauses in this Contract or its annexes.
1 1.2 default handling:
(1) When the borrower commits the above-mentioned11.1(1) behavior, the lender will pay a penalty of 20% on the basis of the original interest rate from the date when the borrower defaults;
(2) If the Borrower commits the above-mentioned11.1(1) and/or1.1(3), the Borrower shall, upon written notice from the Lender, default. Or the borrower has 1 1. 1.
(2) Behavior: The lender has the right to announce the maturity of all loans and demand the borrower to repay the loan amount and interest already paid.
Article 12 Applicable law
This contract shall be governed by and construed in accordance with the laws of People's Republic of China (PRC).
Article 13 the contract comes into effect
It will take effect after being signed by the borrower and the lender and notarized by the notary office. Any modification or supplement to this contract shall be signed by both parties in writing.
Lender (Mortgagee) (Seal): _ _ _ _ _ _ _
Person in charge (signature): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Signing place: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Borrower (Mortgagor) (signature): _ _ _ _ _ _ _ _ _ _ _
Person in charge (signature): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Signing place: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Forensic (public) certificate opinion: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Agent: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Certificate Authority (Seal) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(Note: Unless otherwise stipulated by the state, certification (public certificate) is voluntary. )
Power of Attorney for Mortgage Loan Chapter III Principal: _ _ _ _ _ _ _ _ _ _ _: ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Agent: _ _ _ _ _ _: ID number: _ _ _ _ _ _ _
Because I bought the building number of the development project of this real estate company, I need to provide mortgage guarantee to the loan bank, so that I can borrow money from the bank company limited (hereinafter referred to as the loan bank) and bear joint and several repayment responsibilities. I hereby entrust the above-mentioned agent with full authority to handle the legal affairs involved in the mortgage guarantee of this loan with the loan bank. The agent's authority is:
1. Negotiate with the loan bank to determine the mortgage guarantee of the loan;
2. Sign mortgage contracts and agreements with loan banks or borrowers, or issue letters of guarantee to loan banks and sign other legal documents related to loan mortgage guarantee;
3. Negotiate with the lending bank and the borrower to determine the extension and extension of loans and guarantees, as well as changes and supplements to the loan contract (agreement) or mortgage contract (agreement).
4. I authorize your bank to inquire about my personal credit report through the basic database of personal credit information of the People's Bank of China under the following circumstances related to me:
(1) Review my personal loan application;
(2) Review my personal guarantee application;
(3) Post-loan management of personal loans or personal guarantees in my own name;
(4) Accepting loan applications from legal persons or other organizations or acting as guarantors, and inquiring about the credit status of legal representatives or investors.
5. Sign a house credit guarantee with the loan bank;
At the same time, your bank is authorized to submit my personal credit information to the basic database of personal credit information of the People's Bank of China.
I recognize the agent's agency behavior and legal documents such as loan contract, mortgage contract, agreement, commitment letter, etc. implemented within the above-mentioned agency authority. As a result of signing, I will bear all legal consequences and responsibilities.
Power of Attorney for Mortgage Loan Chapter IV Client □ _ _ _ _ _ _ Name □ _ _ _ _ _ Name: _ _ _ _ _ _ _ Legal Representative:
Name of ID card: _ _ _ _ _ _ _ ID number:
Nationality: _ _ _ _ _ _ _ Household registration: _ _ _ _ _ _ _ Tel:
Contact address: _ _ _ _ _ _ _ Postal code:
Trustee □ _ _ _ _ _ _ _ Name □ _ _ _ _ _ _ Name: _ _ _ _ _ _ _ _ _ Legal Representative:
Name of ID card: _ _ _ _ _ _ _ ID number:
Contact address: _ _ _ _ _ _ _ Postal code: _ _ _ _ _ _ _ Tel:
Trustee _ _ _ _ _ _ _ _ □ Yes and No _ _ _ _ _ _ _ _ _ _ _
Term of entrustment: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
We hereby entrust the client as the legal agent to handle the following matters on behalf of the client:
First, handle the initial registration of the above-mentioned land use right and house ownership;
Two, handle the above land use rights, housing ownership transfer registration matters;
Three, for the registration of other rights of land use rights;
Four, handle the registration of other rights of the above-mentioned housing ownership;
Five, for the above land use rights change registration;
Six, handle the above-mentioned housing ownership change registration matters;
7. handle the above-mentioned real estate advance notice registration;
Eight, handle the above-mentioned real estate unilateral notice registration matters;
9. Handle the above-mentioned real estate correction registration matters;
X. Handling the above-mentioned real estate objection registration;
XI. Handling the above-mentioned real estate registration documents;
Twelve, for the cancellation of registration of the above real estate rights;
XIII. Obtaining a real estate certificate and an initial password certificate;
14. Obtaining a real estate registration certificate;
Fifteen, to obtain a real estate registration certificate;
All acts and documents signed by the trustee according to law within the scope of his authorization shall be recognized by the principal. _ _ _ _ _ _ _ Attachment:
Client □, legal representative □
Signature: _ _ _ _ _ _ _ Seal:
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Power of Attorney for Mortgage Loan Chapter V Mortgagee: _ _ _ _ _ _ _
Address: _ _ _ _ _ _
Mortgagor: _ _ _ _ _ _
Address: _ _ _ _ _ _
Guarantor: _ _ _ _ _ _
Address of mortgaged property: _ _ _ _ _ _ _
2. The Mortgagor hereby irrevocably authorizes the Mortgagee to deposit all the above loan amount into the account of the selling unit in the name of the Mortgagor's house purchase price.
1. The amount paid in monthly installments shall be amortized according to the specified number and date; In case of overdue payment, the mortgagor must pay the overdue payment and overdue interest immediately. The interest rate of overdue interest is determined by the mortgagee, and the monthly interest rate is 2%-5%.
Two, if the mortgagor overdue repayment, in addition to paying overdue interest, the mortgagee has the right to charge the mortgagor a penalty of 20% to 50% on the basis of the original interest rate.
3. The mortgagor shall pay overdue interest at the above-mentioned designated interest rate until the payment is settled, and the interest shall be calculated on a daily basis before or after the judgment determines the debt.
Responsibility;
7. The business prospects of the Mortgagor and/or the Guarantor or the property owned by the Mortgagor are adversely changed, which seriously affects their ability to perform this Contract;
8. All or any important key part of the property of the mortgagor and/or guarantor is confiscated, requisitioned, forcibly acquired (whether paid or not) or damaged;
9. Without the prior written consent of the mortgagee, the mortgagor changes its shareholding structure;
10. The mortgagor gives up the mortgaged property.
If it is found that any of the above matters or accidents that may lead to the above matters have occurred, the mortgagor and/or guarantor shall immediately notify the mortgagee in writing. Unless the above matters have been satisfactorily resolved by the mortgagee, the mortgagee may occupy and dispose of the collateral in any form at any time after the above matters occur or according to the provisions of this contract.
Verb (abbreviation of verb) This contract shall be notarized by the _ _ _ _ _ _ _ _ notary office.
Signature of the Principal: _ _ _ _ _ _ _ _ _ _ _ _
Signature of the trustee: _ _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Mortgage Power of Attorney Chapter VI Client
Name: _ _ _ _ _ ID number: _ _ _ _ _ Tel:
Work unit: _ _ _ _ _ _ _ Address:
Agent (principal)
Name: _ _ _ _ _ ID number: _ _ _ _ _ Tel:
Work unit: _ _ _ _ _ _ _ Address:
I hereby authorize the above-mentioned agent to handle all my property located in _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
I acknowledge all the documents signed by the agent who handled the mortgage registration with the house ownership certificate number of _ _ _ _ _ _ _.
Validity period: from _ _ _ _ _ _ _ _
Client _ _ _ _ _ _ _ _ _ (signature):
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
I guarantee that the contents of the above power of attorney are voluntarily issued by the client and the information provided is true and effective. If it is untrue, I am willing to bear legal and economic responsibilities.
Agent (signature):
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
How to write the mortgage power of attorney? The signing of the Power of Attorney for Mortgage is for the benefit of both parties. So, what is the content of the mortgage power of attorney?
Within 30 days from the date of signing the real estate mortgage contract, the mortgage parties shall go through the formalities of real estate mortgage registration at the housing management department where the real estate is located, and the real estate mortgage contract shall take effect from the date of mortgage registration.
When handling the registration, the mortgage parties shall submit the following documents:
(l) Master contract and mortgage contract; (2) the identity certificate or legal person qualification certificate of the mortgagor; (3) An application for mortgage registration; (4) State-owned land use certificate, house ownership certificate or real estate certificate. For some houses, house ownership certificate and other * * * people's consent to mortgage must also be submitted; (five) with the pre-sale of commercial housing as collateral, it shall submit a valid contract for the pre-sale of commercial housing; (6) Documents and certification materials that can prove that the mortgagor has the right to set mortgage rights; (seven) materials that can prove the value of the mortgaged real estate; Such as an effective real estate appraisal report; (8) Other documents deemed necessary by the registration authority.
The registration authority shall examine the mortgage application. If the ownership is clear and the certification materials are complete, a written reply on whether to approve the registration shall be made within 15 days from the date of accepting the registration, and the registration certificate shall be issued: (1) If the real estate that has obtained the ownership of the house according to law is mortgaged, the registration authority shall record his rights in the original house ownership certificate, hand it over to the mortgagor, and issue the house ownership certificate to the mortgagor at the same time; (two) the pre-sale of commercial housing or the mortgage of projects under construction, the registration authority shall record it in the mortgage contract. If the mortgaged real estate is completed during the mortgage period, after the mortgagor obtains the certificate of real estate ownership, the parties concerned shall re-register the real estate mortgage.
Fan Wen:
Client (Mortgagor): (male/female), born on.
ID number:, Tel:
Client (* * * someone): (male/female), born in.
ID number:, Tel:
Trustee: (male/female), work unit:
ID number:, Tel:
The Mortgagor and China Minsheng Bank Sub-branch (hereinafter referred to as "Mortgagee") signed the Personal Housing Mortgage Loan Contract of China Minsheng Bank (hereinafter referred to as "Loan Contract") on, and agreed to mortgage the real estate located in Beijing (Property Ownership CertificateNo.:) to the Mortgagee as a guarantee to repay the debts under the loan contract. As the owner of the property, * * * also agrees to mortgage the above-mentioned property to the mortgagee as a guarantee for repaying the debts under the loan contract. The mortgagor purchased the property for use only and did not rent it.
Now I can't handle the mortgage registration formalities of this property in person for some reason, so I hereby entrust Beijing Housing and Land Administration Bureau to handle the relevant formalities of mortgage of the above-mentioned property to the mortgagee on my behalf. The authorization authority and duration are as follows:
1. The agency authority is: the trustee handles all relevant formalities of mortgage registration on his behalf, and has the right to sign the Application for Registration of Beijing Urban Real Estate Mortgage and other relevant documents on his behalf. I acknowledge the legal effect of his signature, which represents my true meaning. The trustee has the power of entrustment.
2. The entrustment period is: from the date of signature by the trustor to the date when the trustee completes the mortgage registration formalities and the mortgagee obtains the certificate of other rights.
Client (Mortgagor):
Customer (* * * someone):
date month year