Thank you for inviting me ~
Under normal circumstances, the system will cancel the account three months in advance, cancel the account in the system for six months, and there will be a cold number period of six months after the account is cancelled, and then the number will be released to others for handling again. Account cancellation cannot be handled through online business hall or customer service. If you decide not to use it anymore, it is recommended to bring your ID card to the business hall to make up the arrears and cancel the account. Now, telephone arrears have also been added to the credit information system. The current arrears do not affect the credit investigation. However, if you are a contracted user, that is, you have signed an agreement to give away your mobile phone or phone bill, and you owe money or cancel your account during the agreement period, and you will gradually join the credit evaluation in the future.
Second, will the arrears of Unicom's mobile phone card affect the handling of loans and credit cards?
After the real-name registration system, the paid users have arrears. If they don't want to continue to use it, they have to go to the business hall to cancel their accounts. If the arrears lead to downtime, the arrears will be linked to your name, and the identity documents will be blacklisted, which will affect the future Unicom business (it will not affect other businesses such as banks in the early stage). However, contract users cannot close or cancel their accounts because of the contract, even if they abandon them one year before the agreement period, it is also a breach of contract. Therefore, if they stop work because of default, it is not only a breach of contract, but also a fine. In addition, three thousandths of the overdue payment will be charged every day, and every little makes a mickle. There will be reminders and phone calls in the future, which will be very troublesome and uneconomical. After the arrears have accumulated to a certain amount, China Unicom can recover them through legal channels. It is suggested that if you owe money, you should pay it off. If you don't want to use them, you can cancel your account in the business hall.
Third, will default on telephone charges affect loans?
No, the phone bill is overdue now, right?
4. Will defaulting on the telephone bill affect the loan?
If you haven't received a return call during the application process, it will definitely affect you. If the bank calls for a return visit, your phone stops and you refuse directly!