2. Consult the credit card center for compensation and repayment. This suggestion was made quickly, because the personal credit information system is becoming more and more interested, and all banks are connected to the internet;

3. The bad credit records in the personal credit information system will be eliminated in about 7 years;

4. Personal credit information system was developed by China People's Bank. If you have a relationship, you can try to eliminate it. This is too easy for them.