3.25%。 According to China People's Bank official website query. In 20 18 years, the benchmark interest rate of Hengyang commercial loan is 4.35% within 1 year (including 1 year), 4.75% within 1 year (including 5 years), 4.90% over 5 years, and the benchmark interest rate of provident fund mortgage is 3.25%. For example, the commercial loan interest rate of second-hand houses rises 10%, and the loan execution interest rate for loans with a loan term of more than 5 years is 5%.