Legal analysis: Withdrawal process: 1. The employee indicates in the "Housing Provident Fund Loan Application Form" that he is applying for entrustment of monthly withdrawals and loan repayments, and at the same time signs and fingerprints on the "Entrusted Deduction Agreement". 2. The center staff will confirm it in the system when entering the loan information. 3. When issuing a loan, the center prints the "Approval Form for Monthly Withdrawal and Repayment Business".

The housing provident fund refers to state agencies and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social groups and their employees Employees, long-term housing savings with equal contributions. Once the housing provident fund system is established, employees must make uninterrupted contributions in accordance with the regulations while on the job. Except for the employee's retirement or other circumstances stipulated in the "Housing Provident Fund Management Regulations", it shall not be suspended or interrupted.

Legal basis: "Housing Provident Fund Management Regulations" Article 24 If an employee has any of the following circumstances, he or she may withdraw the balance in the employee's housing provident fund account:

(1) Those who purchase, build, renovate or overhaul their own homes;

(2) Retirement or retirement;

(3) Completely lose the ability to work and terminate the labor relationship with the unit;

(4) Leaving the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(6) The rent exceeding the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.

If an employee dies or is declared dead, the employee’s heirs and legatees can withdraw the balance in the employee’s housing provident fund account; if there is no heir or legatee, the balance in the employee’s housing provident fund account can be withdrawn. Included in the value-added income of the housing provident fund.