How long does it take for Beijing to apply for mortgage guarantee?
1. From the date of accepting the application for registration, the housing registration agency shall record the application for registration in the housing register or make a decision not to register.
2, the state-owned land within the scope of housing rights registration, 30 working days, 60 working days within the scope of collective land housing rights registration; Mortgage and easement registration, 10 working days; Advance notice registration and correction registration, 10 working days.
3. Objection registration, 1 working day. The announcement time shall not be counted within the time limit specified in the preceding paragraph. If it is necessary to extend the registration period for special reasons, it may be extended with the approval of the person in charge of the housing registration agency, but it shall not exceed twice the original period.
Will Beijing mortgage guarantee fee be refunded?
1. The guarantee fee of the provident fund loan can be refunded, but it must be returned to the guarantee company with relevant materials after the repayment has started to the bank (you can call the guaranteed unit for consultation if you need relevant materials); However, the mortgage guarantee fee will not be refunded.
2. Repay the loan in advance. Generally speaking, the guarantee fee will not be refunded. At present, loan guarantee companies pay the guarantee fee first, and then provide the bank with a guarantee commitment letter for lending. If the loan is repaid in advance, the guarantee fee will not be refunded.
3. When an individual or enterprise borrows money from a bank, in order to reduce the risk, the bank does not lend money directly to the individual, but requires the borrower to find a third party (guarantee company or qualified individual) to provide credit guarantee for it. According to the requirements of the bank, the guarantee company will require the borrower to issue relevant qualification certificates for review, and then submit the audited materials to the bank, which will lend money after review, and the guarantee company will charge corresponding service fees.
You know the above. How long does it take for Beijing to apply for mortgage guarantee? Will Beijing mortgage guarantee fee be refunded? I believe everyone will have a certain understanding after reading it, which will help you in the future.