2. The lender needs to write a loan application, and it needs to write clearly why the loan is made, what guarantee is made, and the source of funds used to repay the loan;
3. After submitting the loan application, the bank will send a special person to conduct a pre-loan investigation, including whether the information provided by the lender is true and the personal credit information of the lender;
The bank will determine the loan amount according to the survey data. After the loan is approved, the bank will sign a loan contract with the lender.
The above is the relevant content of how to step on the loan correctly.
What is a loan?
Simply put, a loan is the money that the lender needs to pay a certain interest to borrow. Lending is a kind of credit activity that banks or other financial institutions issue funds to lenders according to certain conditions such as interest rate and repayment time. In daily life, common personal loans include house purchase loans and car purchase loans. This paper mainly writes about how to correctly step on the relevant knowledge points of loans, and the content is for reference only.