It is recommended to apply for a loan through formal channels: such as Agricultural Bank of China. The definition of Wangjie Loan refers to Agricultural Bank of China issuing cash to individual customers of Agricultural Bank of China who meet specific conditions. Customers apply for it by themselves, receive it quickly, and automatically approve it. , small consumer loans with self-service credit. Application conditions (1) Basic conditions 1. Be 18 years old and not more than 60 years old, have the nationality of the People's Republic of China, and have full capacity for civil conduct. 2. Hold legal and valid identity documents. 3. Be an electronic banking customer of our bank and hold a security certification tool issued by our bank. (Currently only second-generation K-Bao customers are supported) 4. The credit status is good, 5. There is no unexpired "NetJie Dai" loan limit, and there is no unsettled "NetJie Dai" loan balance. 6. Stable income and the ability to repay credit on schedule. 7. The purpose of the loan is reasonable and clear

The loan limit applied for on Jiedai is 3,000 yuan to 300,000 yuan; the loan limit is valid for 30 days, and the borrower needs to use the loan within the validity period of the limit. The loan limit cannot be applied for on a recurring basis , approval, and loan disbursement can be completed within a few minutes