The installment loan of Zhaolian Consumer Finance Co., Ltd. is a financial management project launched by Caihuiguan.com, a subsidiary of Shenzhen Huilian Investment Service Co., Ltd. Cai Hui is an internet lending platform and a comprehensive financial service platform. Users can apply for loans or installment loans on this platform. Installment loan is one of Cai Huiguan's financial management projects. Refers to the factoring company's short-term transfer of its accounts receivable creditor's rights to large real estate enterprises through Cai Hui platform. After the buyers pay the down payment, they apply to the developers for installment loans to purchase houses, forming accounts receivable.