What should I do if I lose my shopping invoice?
1. The full purchase invoice is missing.
If the full invoice of the house purchase is lost, it is necessary to ask the invoice issuer to provide proof. Property buyers can go to the developer with ID cards, purchase contracts and other materials, and the developer will issue invoice stubs and stamp them, and then the tax authorities will review and verify them.
2. The down payment invoice for house purchase is lost.
If the down payment invoice is lost, the buyers need not worry too much. Because after the house is handed over, you will receive the full invoice. With the full invoice, you can go through the formalities of real estate license, settlement and withdrawal of provident fund, which will not have much impact.
What are the impacts of missing purchase invoices?
1, which affects the handling of real estate license.
When buyers apply for real estate licenses, the Housing Authority will require buyers to issue invoices for the full purchase amount, proving that the house has been delivered with funds, and the house property rights can be registered in the name of the buyers. If there is no invoice after buying a house, it means that the house has not paid all relevant taxes and fees, and it is impossible to apply for a real estate license. Because the purchase invoice is also the proof that the developer pays value-added tax and land value-added tax.
2. The settlement is frozen.
Under normal circumstances, you also need to provide the purchase contract and purchase invoice when handling the settlement, so if the purchase invoice is lost, it will affect the settlement.
3. Unable to withdraw the provident fund.
Generally, the materials needed to extract the provident fund prove that there are purchase contracts, purchase invoices and identity cards; If you buy a second-hand house, you need to provide a deed tax payment certificate. As the housing provident fund is a special fund, the provident fund can only be used when buying residential commercial housing (now renting a house can also be withdrawn), and the buyer can only prove that the housing funds are in place with the purchase invoice, and the ownership of the house belongs to the buyer himself. Without the full purchase invoice, it is impossible to withdraw the provident fund.
4. The house can't be released normally.
We all know that the lender needs to cancel the mortgage after paying off the loan, because many people forget that the house belongs to you as long as the loan is paid off, which takes too long. However, if you don't go to the bank to understand the mortgage, the house will always be in a state of mortgage. But if you want to know about the mortgage, you need to use the purchase invoice. If there is no purchase invoice, the house can't be put normally.