The loan interest rate of Standard Chartered Bank varies according to different loan products, and the monthly interest rate of unsecured personal loans is as low as 1%. The interest rate of personal real estate mortgage loan varies according to the loan currency, with annual interest rates of HK$ 6.2000%, US$ 7.4000% and Singapore $ 4.8000% respectively, and the RMB interest rate varies according to the loan term. The annual interest rate of loans for more than five years is 4.9000%, loans for one to five years are 4.7500%, and loans for less than one year are 4.3500%.

Is the Standard Chartered Bank loan reliable?

① Standard Chartered Bank was established in 1853 with a long history, and currently has 600 branches all over the world.

② Standard Chartered Bank has two loan products, unsecured loans and mortgage loans. Borrowers can choose appropriate loan products according to their own needs.

③ Loan products support multiple currency choices, including USD, HKD and RMB.

Is it easy to get a loan from Standard Chartered Bank?

The unsecured personal loan of Standard Chartered Bank can be used for decoration, travel, studying abroad and buying household appliances. , but not for stock trading and gambling. The loan amount can be different according to everyone's credit status. Official website shows that the minimum loan amount is 8,000 yuan and the maximum loan amount is 500,000 yuan. You can apply for a loan for 6 months, 1 year, 2 years, 3 years, 4 years and 5 years.

Standard chartered bank loan terms

Standard Chartered Bank has many loan products, and the loan conditions of each product are different.

Unsecured personal loan application conditions:

(1) must be at least 22-60 years old, have worked in the current unit for at least 3 months, have a stable job and income, and have a monthly income before tax of not less than 5,000 yuan.

② Unsecured personal loan business is currently only for Beijing, Shanghai, Guangzhou, Shenzhen, Xiamen, Hangzhou, Suzhou, Chongqing, Tianjin and Chengdu, and other cities, Hong Kong, Macao and Taiwan are not supported for the time being.

Personal real estate mortgage loan conditions:

① Before 21-65 years old, he has full capacity for civil conduct and can provide valid identity documents.

(2) can provide their own address certificate, marriage certificate, income certificate and other information required by the bank.