The loan line can be recycled, and withdrawals can be made at any time within the line.

Interest is calculated on a daily basis, with a daily interest of 4.5%.

Withdrawals, repayments and inquiries can be accepted at Bank of Beijing outlets and self-service machines.

You can choose to pay only the minimum repayment amount every month, and the minimum monthly payment of 5,000 yuan only needs to be paid back to 250 yuan plus withdrawal fee and interest.

Personalized billing date, customers can choose 6/65438+6/26 as the billing date.

Send SMS bill and email bill notification every month.

How to calculate the interest rate and repayment method?

The consumer loan interest rate introduced by Yin Bei Consumer Finance Company is set according to the benchmark interest rate of the People's Bank of China in the same period, with a maximum increase of 4 times, but it needs to be determined by system score according to the applicant's loan information and comprehensive credit status. Therefore, the loan interest rate will vary from person to person and from customer to customer. The specific interest rate will be determined on the spot when you handle the business. The repayment method of our company's loan is "equal principal and interest", and the applicant repays the loan principal and interest with the same total amount on each repayment date.