1. The renewal statement has not been filled in
All applicants for renewal must fill in the renewal statement in the system before they can apply for the loan. If the applicant does not fill in the renewal statement online, it will be considered that the applicant does not need to renew the loan, which will lead to the failure to renew the loan.
2 conditions do not meet
When applying for the renewal of student-origin student loan, the applicant will be reviewed according to the normal renewal process. If the applicant's economic situation has improved, it means that the conditions for the renewal of student-origin student loan are no longer met, and the application for renewal will be directly rejected.
It should be noted that the renewal of the student-origin student loan requires the applicant to go to the scene to renew the loan, and the applicant needs to dictate the relevant contents. In addition, if the applicant has already filled in the loan renewal statement online, but still fails to pass the examination, he can apply for re-examination of the loan renewal application, and the application can be continued after passing the examination.
Precautions for applying for student-origin student loans:
1. Many people failed to approve student-origin student loans because the materials they filled in were wrong. Therefore, when you fill in the loan application, you must pay attention to checking the accuracy and timeliness of the information.
2. It is necessary to have * * * the same borrower to apply for a student-origin student loan, and * * * the same borrower is usually a parent. Only when parents lose their ability to work or have civil capacity can other immediate family members be invited as borrowers. Immediate family members must be between the ages of 25 and 6.
3. When the loan was renewed, it was probably because everyone's borrower was over 6 years old. In this case, everyone needs to replace a borrower under the age of 6.
However, if your loan application is rejected by China Development Bank, it will be difficult to reapply. In this case, everyone can only contact the local financial aid center and ask the reason why the student loan was rejected.
Generally speaking, students can reapply if the student-origin student loan fails to pass the examination and approval, but everyone must hurry up so as not to miss the application time.
Legal basis
Measures for the Administration of Commercial Student Loans
Article 2 The term "commercial student loans" as mentioned in these Measures refers to commercial loans independently issued by banking financial institutions in accordance with commercial principles to pay tuition fees, accommodation fees and basic living expenses for needy students in domestic institutions of higher learning.