Hello, the loan bank will examine the qualifications of the applicant. If the buyer needs to have a certain economic foundation, he needs two supporting documents, namely, bank running water and salary certificate. At the same time, the bank's quota is tight, and the requirements for this item are more stringent. You need to submit it before borrowing it.
It's not the running account of the loan bank. Generally speaking, if you can prove your income, you can apply for a loan. But whether it passes the examination or not depends on your lending bank.
Second, why do banks charge the easy flow of borrowers' accounts in loans?
Many people will apply for loans from banks in order to get what they want, but there is a shortage of funds. Banks need applicants to provide relevant certificates and materials when handling lending business. Bank running water is also needed by the applicant, which represents a person's spending power. Bank flow refers to the list of deposit and withdrawal business between customers and banks within a period of time. The effective bank flow of the loan is generally the customer's bill for nearly 6 months, and the official seal of the bank is affixed. The main reasons for the loan to the bank are as follows: 1. Evaluate the borrower's monthly income, unit nature and consumption records within a certain range; 2. Predict the stability of the borrower's work and the sustainability of repayment sources; 3. Calculate the borrower's financial resources and repayment ability; 4. Control the loan risk and decide whether to pass the loan application according to the operation situation.
What's the use of running water in the bank?
You can see the flow of funds, which represents your repayment ability.
How to query the bank flow?
Bring your bank card or passbook to the bank outlets for self-service inquiry and printing.
How to brush the bank running water
Third, do you need bank running water to buy a house with a loan?
It is necessary for the bank to have flowing water. It is difficult to buy a house with a loan now, and you need your credit information when you borrow.