Taobao order loan has two repayment methods: 1) automatic repayment: 1. After you get the loan on the same day, if the buyer confirms the receipt or applies for a refund on the same day, you will not automatically deduct the money first, but see whether the overall situation of your order is lower than the current loan amount after the buyer confirms the receipt or refund. If it is not, you will not deduct the money, if it is lower, you will deduct the money. 2. From the second day after you apply for a loan, the system where you have an order transaction will automatically deduct money to repay the loan. If your order is refunded, the system will automatically review and give you a specific amount. If your usage amount is higher than the amount approved by a specific system, it will trigger repayment, otherwise it will not. 2) Prepayment: The seller can prepay according to his actual needs, and you can choose a loan to prepay before the system triggers repayment.

Satisfied, please adopt.