1. Download the "Pocket Life" app from China Merchants Bank;

2. Log in to China Merchants Bank's "Pocket Life" and select "Card Payment" to see e-loan;

3. Click "e-loan" to enter the processing interface.

According to the annual report of China Merchants Bank, the number of users of "Pocket Life" exceeded 30 million, and new products such as e-loan and consumer reserve fund were launched, which enriched services such as pocket installment payment and scanning installment payment.

How to apply for a loan

E-loan itself is a loan to a small partner with insufficient credit card quota. It is only used as a backup. Generally speaking, the credit card limit is enough for daily use. If one day E is used to attract loans, it means that it may encounter great economic difficulties. In this case, the repayment ability will plummet, and the bank may lose a lot of money, so it will be included in the risk control list by banking institutions. Don't worry too much even if you enter the risk control list. As long as the credit card has not expired before, there is not much problem. The next thing to do is to repay the loan on time and maintain good credit habits until the E loan is paid off, and the risk control is basically lifted after the repayment is paid off.