Ping An Pratt & Whitney loan conditions: 1, age 2 1 year old (inclusive) -55 years old (inclusive), with full capacity for civil conduct; 2, more than half a year's work and bank running water certificate; 3. Good credit information; 4. Have purchased Ping An insurance or handled business in Ping An Bank; 5. Other conditions specified by the platform.
On Ping An Pratt & Whitney, users can choose different loan types, including car owner loan, life insurance loan, salary loan, house e-business loan and owner loan. When applying for a loan, different types of loans need different information, and they must be returned on time after handling the loan, and there can be no overdue situation.
Loans handled on Ping An Pratt & Whitney will be uploaded to the Credit Information Center after the deadline. When personal credit information goes bad, it will affect the handling of various loans, such as mortgage and car loan. After the overdue arrears are returned, they will continue to be kept for 5 years. It will disappear automatically after 5 years and will not remain in the credit report.
Ping An Pratt & Whitney is the general name of the companies under the joint venture company of China Ping An Insurance (Group) Co., Ltd. that carry out financing guarantee, financing consultation and other businesses. It mainly provides loan services for small and micro business owners, individual industrial and commercial households and ordinary wage earners.
What are the requirements for Ping An Bank loan?
Ping An Bank has loans that need neither mortgage nor guarantee. Ping An Bank provides credit loan business. Credit loan is a loan that can be applied only by the borrower's reputation, and it does not require the borrower to provide collateral or third-party guarantee.
Like Xinyi Loan, it is an unsecured and unsecured credit loan product launched by Ping An Bank. This product can be applied only by credit, and the loan amount is up to 500,000 yuan, which is mainly aimed at people with stable and continuous wage income and working-class (or self-employed) with operating income.
The new loans are mainly used for personal consumption (car purchase, decoration, travel, further education, wedding, medical care, etc. ), and does not support the purchase and investment. If you want to apply for a new loan, you must first be between the ages of 23 and 55; Secondly, the city where you work and live should have the business outlets of Ping An Bank; Also, there must be a stable and legitimate source of work and economic income; Moreover, personal credit should be good, and there is no bad credit record on the credit report.
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What are the conditions for Ping An Bank's loan?
The loan application process of Ping An Bank is roughly as follows. Please click on the name of the loan product in official website, the flagship store of Ping An Finance.
How to get a loan from Ping An Bank
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If it is a commercial loan, you can see it in the column of application conditions after clicking enter. China citizens who need to hold a second-generation ID card must be between 25 and 55 years old and have a good credit record. You can choose one of monthly contribution, provident fund, tax bill and life insurance policy.
How to get a loan from Ping An Bank
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The column of reserve fund information corresponding to loan products is clearly marked with reserve fund information. For example, the materials to be prepared for operating a loan are the second-generation ID card and business license.
How to get a loan from Ping An Bank
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Apply. If the above conditions are met, prepare the required materials, click Apply Now, follow the system prompts, fill in the contents and submit them, and the bank account manager will take the initiative to contact the corresponding personnel, and then submit the materials to the corresponding personnel.
Before, I also needed business turnover. I used several products. In fact, every small loan platform has an internal application entrance, with low interest, convenient payment and high quota! Scan the code below to enter the QR code!