yes. At present, ICBC, CCB and ABC in this city all have this business, commonly known as "refinancing" and "refinancing". During the loan period, the borrower can transfer his own loan at the same time as the property transfer, that is, transfer all the outstanding loan principal balance to the new purchaser, as long as it can pass the approval of the loan bank.

the loan-to-loan business has solved the difficult problem of the third-tier real estate market transaction, facilitated the borrower's real estate transfer, reduced the cost of its real estate transfer, relieved the pressure, and solved the borrower's worries when transferring real estate.

Can I apply for a loan by mortgaging my house? Recently, ICBC has expanded the range of personal home portfolio loans. For individuals who own property houses, they can mortgage their own property houses to ICBC to obtain loans.

the loan amount is 6% of the assessed value of the collateral, with a maximum term of 2 years and the interest rate is the term interest rate. Personal home portfolio loan is a new way of personal financing with personal own property as collateral, and the loan is issued in cash.