Project annual interest rate (%)

1. Short-term loans

within one year (including one year) 4.35

2. Medium-and long-term loans

one to five years (including five years) 4.75

more than five years 4.9

3. Provident fund loan interest rate%

less than five years (including five years) 2.75

more than five years 3.25

According to the regulations of the People's Bank of China, the loan interest rates of various banks are freely floating at present, so the loan interest rates of various loans will be different from bank to bank, and how much interest needs to be paid for loans

2. Conditions for applying for bank loan business:

1.

2. The actual age of the borrower plus the loan application period should not exceed 7 years old;

3. Have a stable job, a stable income and the ability to repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legitimate loan use;

5. Meet other conditions stipulated by the bank.

if you meet the above conditions, you can apply for loan business in the local bank.