Even if he goes bankrupt, the loan relationship between you and him still exists and can be solved by both parties through consultation. If negotiation fails, it shall be settled through litigation.

2. Chengdu Gaoxin Chuanshang Co., Ltd. bought a motorcycle in May this year and borrowed about 4,000 yuan. He didn't deduct the money he saved in the first month. There is no deposit in the back.

There may be some mistakes, or the system doesn't agree. Try to handle this matter satisfactorily.

Third, the monthly supply is endless. What if the auto trade company closes down but the bank loan is in my name?

Hello!

I will continue to pay it back

If in doubt, please ask.

The car loan has not been paid off, but the company has closed down. What should I do? How to decompress?

All the loans are from the bank. Hebao company is just an intermediary. I used to be like this! I put a deposit of 3900 for renewal! A key! Big Ben! Just one year later, the loan company went bankrupt! After I returned it, I contacted the bank myself! Big Ben, they don't have a key! Let them reissue the settlement certificate to the vehicle management office! It stands to reason that this deposit should be refunded when the company is liquidated. Anyway, in the end, there is no key. The deposit is gone. Big Ben made it up himself! There is still a large deposit in the bank!

This situation is understandable, but only if you have paid off all the loans. Don't think that if a small loan company goes bankrupt, you don't have to pay back the money.

1. Transfer of creditor's rights.

The bankruptcy of a small loan company may transfer the creditor's rights to a new company, which is the so-called "receiver". Then you can transfer the creditor's rights and mortgage rights with the new recipient, and then continue to repay the loan on schedule. After paying off the loan, the new recipient will issue a loan settlement certificate and make an understanding pledge.

2. Small loan companies are intermediaries.

Some small loan companies are actually intermediaries. When applying for a loan, you can still sign a loan agreement with the lender. In this case, even if the small loan company goes bankrupt, it has nothing to do with your loan and settlement.

3. Creditor's rights are not transferred after bankruptcy.

In this case, you still need to repay the loan on time and contact the loan company to handle the mortgage, because you can't cancel the mortgage without the participation of the loan company. If the other party doesn't cooperate, it must be solved through.

It is recommended to contact a reliable loan company, preferably through a bank loan. Bank loans are relatively more reliable, the interest rate is not high, and there will be no worrying trouble like you said.

No problem, don't worry. Me too. The bank will contact you within one or two months after payment. Send you a big green book. Just take the big green paper to the vehicle management office to go through the decompression procedure.

We also encountered this problem at the beginning. The loan company was docked by the 4s shop, which led to the failure to get the mortgage key after paying back the money. Looking for a 4s shop many times doesn't make excuses for the handling method. Call and complain that the lock at their headquarters has been changed.

The small loan company closed down and the car loan was not paid off. This problem cannot be ignored. Other things may be fine without home, but you must pay attention to money. First of all, if the loan company goes bankrupt for whatever reason, there must be a window to handle the follow-up payment. Can you ask in many ways? Don't think that you don't have to pay back the money when the company goes bankrupt. So no one can collect debts. But in a few months, your credit report will be hacked and overdue, and finally your unpaid money and interest will be reflected in the credit report. In a word, walk the world honestly and honestly!

I am {the reason for coming here}. Welcome to forward your message and make progress together. Thank you.

Hello, everyone, I am a maker in the financial field. I'm glad to answer this question for you. Let me help you solve it! Below I will talk about my personal views, hoping to help everyone and get everyone's approval! The company is your personal creditor and the mortgagee of your vehicle. There should be liquidation procedures for company bankruptcy. According to the loan contract, the loan should be repaid in installments, but it is not due yet, and you have not paid it off.

Although the company went bankrupt, according to the national civil law, the loan of the bankrupt company only needs to be repaid in the part protected by law. For example, according to the law, the interest within 36 years after the principal year is protected by law, so the interest within 36 years after the principal year is to be paid back.

Car loans can only be released if they are paid off.

In addition, correct attitude, high debt is not terrible, negotiation and personal efforts to make money to pay off.

I hope the question shared with you above can help you. I hope my sharing on this issue will help you, and I hope you will like my sharing.

Welcome to discuss with each other.

Under normal circumstances, your vehicle is mortgaged to a small loan company, so if it is decompressed, the staff of the small loan company need to go to the vehicle management office with a business license to decompress; According to your situation, it is suggested that you should recommend a 4S shop or a car sales company that sells your car. Since you bought a car from them, this small loan company can lend you money, which means they must be connected. Maybe they handled this part of your car's bonds when the small loan company went bankrupt.

You should actively contact your small loan company. If you can't get in touch, you should keep the evidence of good contact, and then try to decompress the mortgage of your car at the vehicle management office, so that your car will not have any trouble in the future!

Hello! First, these loans must be repaid.

Although the company went bankrupt, according to the national civil law, the loan of the bankrupt company only needs to be repaid in the part protected by law. For example, according to the law, the interest within 36 years after the principal year is protected by law, so the interest within 36 years after the principal year is to be paid back.

Car loans can only be released if they are paid off.

In addition, correct attitude, high debt is not terrible, negotiation and personal efforts to make money to pay off.

You can find out who your creditors are. If he fails, there will be bond transfer. You must fulfill the contract well. Check the contract yourself and see if the preferential treatment I gave you was written. Some companies that take over will not recognize the loan concessions given by your family and will let you repay the principal plus interest.