1, keep a good credit record.
Users need to keep a good credit record for a long time, including the loan records of returning flowers on time, borrowing flowers, petty cash and performance records in business scenarios.
Performance records in different consumption scenarios can show that users have high performance ability, which is conducive to the system to better evaluate users comprehensively.
The strong repayment ability and willingness of users will definitely help users increase the loan amount of Huabai.
2. No overdue records will be generated.
Users cannot generate overdue records when using flowers, borrowing flowers and reserve funds.
Similarly, when Alipay uses credit services, it cannot generate default records.
Overdue records and default records will affect users' personal credit and sesame credit. After personal credit is damaged, the system will reduce the comprehensive credit score of users when comprehensively evaluating users.
After the comprehensive credit score drops, users can not only increase the amount of flowers, but also reduce the amount of flowers.
3. Receive temporary places for flower beds.
During the activity, Huabai will provide temporary quotas for some users. After obtaining the temporary quota, the general quota of users' flower beds will increase rapidly in a short time.
Of course, not every user can receive the temporary quota, and only users invited by the system can receive the temporary quota.
Moreover, the temporary quota has a certain validity period, so it must be used within the validity period, otherwise the expired temporary quota will be automatically recovered by the system.
4. Keep your account active.
Users pay more for using flower buds, which keeps the activity of accounts and the diversity of consumption, which will also help to improve the comprehensive evaluation results of the system.
Users pay with flowers, indicating that users have strong spending power.
Consumption ability is one of the considerations to increase the amount of flowers, and the system is more willing to lend money to users with borrowing needs.
5. Actively participate in public welfare activities.
Users often participate in Alipay's public welfare activities, which can help the system to make a good evaluation.
Regular participation in public welfare activities means that users have better economic conditions and are more caring.
The repayment ability and willingness of such users are usually excellent, so that the system will provide users with a higher loan amount when reviewing the amount of flowers.
6. Large payments can be made.
Users use flower buds or Alipay to make large payments, indicating that users have strong spending power.
When the consumption power is strong, the system may provide users with a higher loan amount.
However, it is necessary to pay attention not to over-consume, which will reduce the system's rating on users, and moderate consumption will help increase the amount of flowers.
7. Supplementary proof of personal assets.
Users can go to Sesame Credit to improve real estate information and vehicle information, so that they can inform the system that they have fixed assets under their names.
At the same time, users can buy wealth management products in Alipay or save money in Yu 'ebao.
Financial management behavior can prove that users have high performance ability, and then when the system reassesses the amount of flower buds, it is possible to increase the loan amount of flower buds.
In addition to receiving a temporary quota, users can't quickly increase their spending in a short time.
Credit is a process of accumulation, and the increase in the amount of flower buds also needs to wait for system evaluation, so users can't apply for the amount of flower buds on their own initiative.
As long as the user meets the conditions for cash withdrawal from the flower garden and passes the system evaluation, the loan amount on the flower garden page will increase after the evaluation is completed.
It is suggested that you can know your current credit situation in the "North Construction Quick Check", get rid of the bad habit of applying for a loan, and cover up your dishonesty with a new good payment record.
Extended data:
Will the repayment of flowers next month affect personal credit?
Flower buds are products that are consumed in the current month and repaid next month. The next month's repayment is normal repayment, and normal repayment will not affect personal credit.
Of course, this normal repayment is necessary, and it must be repaid on time and in accordance with the amount. The repayment time cannot exceed the repayment grace period, and the repayment amount must be greater than or equal to the minimum repayment amount.
Therefore, when Bai Hua repays the loan next month, users should make repayment according to the above two requirements. As for the user's choice of prepayment, whether it is necessary to repay again on the repayment date is subject to the page display.