There are the following provisions for granting loans to township banks: ① Village banks are not allowed to grant credit loans to related parties; The conditions for granting secured loans to related parties shall not be superior to those for similar loans of other borrowers. (2) Village banks shall not issue loans in different places. (3) After the village bank pays the deposit reserve, all its available funds should be used for local rural economic construction. Village banks should first fully meet the needs of county farmers, agriculture and rural economic development. If the local rural capital needs are indeed met, the remaining funds can be invested in other local industries, purchased agricultural bonds or raised from other financial institutions. (4) Village banks should establish a credit mechanism suitable for their own business development and reasonably determine the credit lines of different borrowers. Within the credit line, rural banks can issue loans by means of one-time credit, multiple use and circulating lending. ⑤ Village banks should adhere to the principle of small and scattered loans, improve loan coverage and prevent excessive concentration of loans.