Legal analysis: According to Chinese laws, non-financial enterprises are generally not allowed to lend to each other. However, in view of some outstanding problems in the current economic operation, in today's judicial practice, loans between non-financial enterprises should be based on the actual situation of the case, such as the relationship between superiors and subordinates, long-term business contacts, temporary loans to enterprises that are really difficult to turn around, individual short-term loans and loans that do not aim at charging high interest rates. After examination, it does not belong to the illegal act of handling loan or disguised loan financing business in violation of state regulations, and can be considered effective in combination with other circumstances. If an enterprise lends its own funds to other enterprises to help them solve the urgent need of funds for production and operation, the fruits can be calculated according to the benchmark interest rate of similar loans in the same period.

Legal basis: Article 14 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases shall be deemed invalid by the people's court under any of the following five circumstances:

(a) to borrow credit funds from financial institutions and lend them to borrowers at high interest rates, and the borrowers know or should know in advance; (2) Lending the funds obtained by borrowing from other enterprises or raising funds from employees of the unit to the borrower for profit, and the borrower knows or should know in advance; (three) the lender knows or should know in advance that the borrower is borrowing money to carry out illegal and criminal activities, but still provides loans; (4) Violating public order and good customs; (five) other acts in violation of laws and administrative regulations.