The purchase of quality housing is generally divided into full payment and loan. Buying a house in full requires a one-time payment. This method requires higher funds for buyers, but the amount paid will be less than the loan. So what documents should I take to buy a house in full?
The only certificate I got after buying a house in full was the real estate title certificate. Because after the implementation of the two certificates in China, it is enough to have this certificate. If you are buying an auction house, then you need to get the purchase contract and purchase receipt; If you buy an existing house or accept a house, you can change the purchase receipt into an invoice. If you pay the deed tax, you should also keep the deed tax invoice.
Now that the house price is expensive, you need to be very cautious when choosing a full house. It is necessary to know the real estate information in advance, whether the qualification procedures of developers are sound, make preparations in advance and treat them rationally. In most cases, the real estate license needs to be handled by yourself. Therefore, after buying a house in full, you must keep the purchase contract, receipt or purchase invoice and deed tax invoice. After getting the house, as long as the procedures of the developer in the SASAC are perfect, they can take these bills to apply for the real estate license.
The benefits of full payment are also obvious. First of all, it saves money than loans, and the preferential strength will be greater than that of buyers who buy houses with loans, without the complicated handling fees and interest generated by loans; Secondly, the process is more concise, and you can sign a contract directly with the developer, which saves a lot of intermediate links. Without the process of bank loan, disputes will be reduced. When buying a house in full, you need to bring your ID card, household registration book, marriage certificate or single certificate and income certificate.
This is not a calculation, is it?
First of all, the external CBRC gives a tolerance.
If the bank has an internal design