If there is no fraud, coercion is legal. 1. According to the relevant laws and regulations of China, the interest agreed by both borrowers and lenders exceeds 4 times the listed interest rate of the one-year loan market when the loan contract is established, which is not protected by law. 2. The interest rate agreed between the borrower and the borrower shall not exceed four times the listed interest rate of the one-year loan market when the loan contract is established. If the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it.

Legal objectivity:

Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases Article 25 If the lender requests the borrower to pay interest at the interest rate agreed in the contract, the people's court shall support it, except that the interest rate agreed by both parties exceeds four times the market quotation of one-year loan at the time of the establishment of the contract.