Industrial buildings can be mortgaged, and industrial land refers to factories, workshops, workshops and production sites independently established by enterprises. To apply for a loan as collateral, enterprises need to have the ownership of the land, and only the right to use without ownership can they not apply for a loan. Can be mortgaged to the house, has obtained the house ownership certificate, the mortgaged house must have clear property rights, the borrower has the right to dispose of it completely, the house can be legally listed and traded, and it is easy to realize. Only when these preconditions are met can you apply to the bank.

When we buy a house, we can also mortgage our personal house in exchange for working capital. When you apply to the bank, you must first ensure that the house can be listed and traded. You need to have a house ownership certificate, buy an auction house from some people, sign a house purchase contract with the developer, and then apply to the bank. When applying, you must be sure that you have the repayment ability and can pay off the loan in full and on time.