The mortgage interest rate of CCB was lowered to 3% 2 because of the epidemic. If the interest is fixed, the monthly interest rate is 3% 2, and the annualized interest rate is 3.85%. The loan is guaranteed by the unit as the borrower and supports any third party. If the business license must be more than one year and more than three months, a tax payment certificate is required. If the divorce property is not clearly divided, the former spouse needs to sign in the bank. If you need to know, you can go to the bank for consultation.

1. How soon can CCB's mortgage be approved? What about the related process?

Details are as follows: 1. The loan approval time of CCB is generally about 15 working days, and the specific time is also related to whether the borrower's loan materials are ready and whether the mortgage procedures are completed. 2. The borrower submits materials at CCB outlets and fills in the application form; 3 CCB staff interviewed borrowers and investigated materials; 4. CCB began to grant loans; 5. After the loan is approved, the borrower signs a loan contract with CCB; 6. The borrower handles mortgage registration and notarization procedures; 7. CCB will lend money.

2. How to check the approval speed of CCB's application for housing loan?

As shown below: 1. Telephone consultation: whether it is a bank or other lending institution, you can call his customer service, and the institution will have specialized personnel to provide consulting services for you; 2. official website Inquiry: Generally, banks or other lending institutions have their own official website. You can inquire about the loan approval progress in official website. 3. Counter inquiry: Small partners who have enough time can also bring their ID cards and loan bank cards and go to the bank counter or the lobby of other lending institutions to inquire. This is also a very convenient way for staff to help you check the progress of loan approval. 4. Contact the account manager: When applying for a loan, it is usually negotiated by the account manager, and the applicant can directly consult the account manager if he has any questions. 5.APP query; Now many banks and some lending institutions have their own apps, and there is also a loan progress inquiry column in the app. Click < b > Direct Query to query the loan approval progress through application.

To sum up, if you want to borrow money to buy a house, first of all, the approval time of the loan house is generally around 15 working days. If you want to check the approval speed of the house loan, you can call in official website, the most convenient and direct counter.