Credit card repayment must first bind my debit card, and then deposit the corresponding amount into the debit card before the repayment date.

After the debit card is bound, the specific credit card repayment method and term are as follows:

If you pay off in full, you won't incur any expenses;

There is generally a three-day grace period after credit card repayment, and repayment within the grace period is regarded as timely repayment;

If the minimum repayment amount is paid, the daily interest needs to be calculated, starting from the consumption bookkeeping date;

If the repayment exceeds the grace period or the repayment amount is lower than the minimum repayment amount stipulated by the bank, the interest will be calculated from the bookkeeping date, and a late fee of 5% of the outstanding minimum repayment amount will be charged monthly;

The specific daily interest may vary by credit card.

Debit card binding can be through credit card official website binding, the specific operation is as follows:

Open the bank credit card official website and select personal online banking to log in;

After successfully logging in to personal online banking, select credit card in the main menu. When the bank card is not bound with a credit card, the option of adding a new account will appear at the bottom of the page;

Fill in the credit card related information carefully;

When finished, you can bind the credit card and bank card.

How to repay ICBC credit card?

ICBC Credit Card Repayment Date

1. Description of Credit Card Repayment Date of Industrial and Commercial Bank of China

Maturity date: refers to the latest date when the credit card holder should repay all the payables or the minimum repayment amount stipulated by the card issuer.

Two. Calculation of Credit Card Repayment Date of Industrial and Commercial Bank of China

ICBC's credit card billing date is unified to the end of the month, which is the last day of the natural month. For example, the billing date in March is March 31; The billing date for April is April 30th. The due repayment date of ICBC's credit card is the 25th day after the bill date, that is, the 25th of next month.

The interest-free repayment period is from the bill date to the due repayment date. The longest interest-free period of ICBC credit cards is 56 days and the shortest is 26 days. You can enjoy the longest interest-free period by swiping your card every month 1.

Icbc credit card repayment method

I. ICBC credit card repayment method-RMB repayment

1. Counter, ATM deposit or transfer repayment

Tips: For a large deposit over the counter [more than 50,000 yuan (inclusive)], you must show your identity certificate and that of your agent.

2. Remittance and repayment from other banks

When filling in the remittance document, the full name of the payee should be filled in with the cardholder's name, the payee's account number should be filled in with a credit card, and the opening bank should fill in the Peony Card Center of Industrial and Commercial Bank of China, and indicate the credit card repayment in the remarks/postscript. If the remitting bank requires the bank number of the receiving bank, please inform the remitting bank of our bank number "10210005001".

3. Automatic repayment

You can register, modify and cancel the automatic repayment business through our card issuer, designated outlets, online banking or telephone banking. When the monthly repayment is due, we will automatically deduct the money from your designated repayment account on the agreed date.

4. Telephone bank transfer repayment

5. Online bank transfer repayment

Ii. ICBC credit card repayment method-foreign currency repayment

1. Deposit foreign currency cash in ICBC's foreign currency business outlets for repayment.

If you deposit cash other than the account currency, it will be converted into the account currency according to the quotation of the day.

2. Remittance from ICBC's foreign exchange account

When filling out the remittance document, please fill in your name in the column of "Full Name of Payee", in the column of "Payee Account Number" and in the column of "Peony Card Center of Industrial and Commercial Bank of China". The account name of the remittance account and the account name of the receipt card must be the same.

3. Remittances from foreign exchange accounts of other domestic banks

4. Repayment by purchasing foreign exchange in RMB

Repayment of foreign exchange purchase by telephone banking: You can call the customer service hotline (95588)/ VIP line (4006695588) and entrust our bank to purchase foreign exchange as an agent.

Repayment by purchasing foreign exchange over the counter: You can go to our business outlets for foreign exchange trading and purchase foreign exchange for repayment through our personal settlement accounts, such as local smart cards, credit cards, quasi-credit cards, RMB accounts with dual-currency credit cards and RMB accounts with international debit cards.

Repayment of foreign exchange purchase through online banking: You can repay foreign exchange purchase in RMB through our online banking.

5. Automatic repayment

6. Overseas repayment.

ICBC has difficulty in repaying foreign currency.

You can log in to mobile banking and use the "Credit Card-Immediate Repayment" function to operate the credit card to purchase foreign exchange for repayment. Self-service foreign exchange purchase repayment, the transfer-out account must be the cardholder's own online banking and mobile banking counter registration card, and the transfer-in account can be repaid by adding a self-service card. The transfer-out account and the transfer-in account must be accounts in the same region, but they cannot be the same card.

If the credit card status you need to repay is normal, and the RMB account status is normal, and there is enough available deposit in the RMB account (you can't overdraw to purchase foreign exchange), you can also call the 95588 manual service number before the repayment date to try to purchase foreign exchange online for you.

(Answer time: April 26, 2022. In case of business changes, please refer to the actual situation. )

How to repay ICBC's credit card in foreign currency?

Automatic foreign currency repayment means that you register a foreign currency account of our bank as a transfer-out account in advance. After signing the automatic repayment, our bank will automatically deduct the foreign currency transfer from the account and return the arrears of your credit card foreign currency account before the due repayment date. Come and experience it.

(The above contents will be answered by ICBC intelligent customer service "Gong Xiao Zhi" on 20021September 14. In case of business changes, please refer to the actual situation. )

China Industrial and Commercial Bank credit card Polish currency payment method

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Excuse me, how to repay the ICBC credit card? What are the repayment methods?

There are many repayment methods of ICBC, mainly including:

ICBC credit card repayment method 1. Deposit cash in ICBC outlets for repayment (if it is not convenient for you to do it in person, you can tell your friends to make a card-free deposit for you).

ICBC credit card repayment method 2. Cash deposit or transfer repayment through self-service equipment. (RMB)

ICBC credit card repayment method 3. Repayment by online banking or telephone banking transfer. (RMB)

ICBC credit card repayment method 4. Remit money to a credit card account through other banks.

ICBC credit card repayment method V. Some units repay credit cards by financial repayment through financial POS machines.

ICBC credit card repayment method 6. Purchase foreign exchange to repay foreign currency account arrears. Through telephone, outlets, online processing.

ICBC credit card repayment method seven. Icbc credit card quick repayment

ICBC credit card repayment method 8. Automatic repayment. ICBC Peony Card Automatic Repayment Service is a financial service for ICBC International Card (including American Express Card), credit card and credit card customers to automatically transfer funds from the repayment account designated by the customer to repay the overdraft of credit card, RMB account of international card and foreign currency account.

Recommendation: Jinyingke POS machine is free of charge for 0.35% second.

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Click Apply: Bank of Communications Credit Card (for new customers)

Click Apply: Guangfa Bank Credit Card (easy to withdraw the amount)

Click to apply: China Everbright Bank Credit Card (with many discounts).

Click Apply: CITIC Bank Credit Card (Consumption Lottery)

Click to apply: Shanghai Pudong Development Bank Credit Card (fast withdrawal)

Click to apply: China Bank Credit Card (multi-point)

Click Apply: Bank of Beijing Credit Card (Taobao Discount)

Click Apply: Guangzhou Rural Commercial Credit Card (Guangdong offers many discounts).

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How to repay foreign currency with ICBC credit card?

Credit card repayment through online banking requires all your transfer-in and transfer-out accounts to open online banking at our outlets. After logging in, you can use the function of "All-Credit Card-Repayment-Credit Card Repayment" to query and select the debt currency corresponding to credit card repayment. You can also choose "purchase foreign exchange for repayment" when returning foreign currency. In addition, you can also handle it through mobile banking, telephone banking and third-party payment.

Tips: Repayment of foreign exchange does not support excessive purchase of foreign exchange, but only supports the interest due from foreign currency accounts and overdraft after the interest-free period.

So much for the introduction of how to return the foreign currency of ICBC's credit card.