At present, automobile mortgage is mainly used for automobile consumption. After the car loan is paid off, you can go to the relevant department to cancel the mortgage and transfer the vehicle to your own name. The specific materials are as follows:

1. motor vehicle mortgage registration/pledge filing application form;

2, the motor vehicle owner and the mortgagee's identity certificate and its copy;

3. Motor vehicle registration certificate;

4. If the mortgage is released through people's mediation, ruling or judgment, the motor vehicle owner or mortgagee shall also submit the effective mediation, ruling or judgment issued by the people's court and the corresponding notice of assistance in execution;

5. If it belongs to the entrusted agent (or unit staff), it shall also submit the Power of Attorney for Motor Vehicle Business and the identity certificate of the agent (or the entrusted person) and its copy.

Second, what is the mortgage loan process?

The main process is as follows:

1, the whole car, send the following information to evaluate the car loan amount. (driving license, vehicle photo, vehicle name, displacement configuration, kilometers)

2. Materials required for submitting materials: ID card, driving license, driver's license, insurance policy (compulsory commercial insurance), bank card, spare key and registration certificate.

Step 3 sign a contract

4. Vehicle notarization and gps installation.

5. Financial allocation

3. What is the process of mortgage car?

The vehicle mortgage loan process is as follows: 1. First, the borrower should apply for a loan to the lending institution, and provide the lending institution with his ID card, driver's license, car purchase contract and other supporting materials; 2. Then the lending institution will review the qualification of the lender, evaluate the value of the vehicle and book the loan amount; 3. If there is no problem, then the lending institution and the borrower sign a loan contract and issue loans, and the borrower goes to the lending institution with a vehicle driver's license, and that's all; 4. Vehicle mortgage loans need to be repaid regularly every month. If it is not repaid for a long time, then the lending institution has reason to dispose of the vehicle by itself.

Fourth, the mortgage car loan process

What are the loan conditions and procedures for mortgage cars?

Nowadays, when many people apply for loans, if they need collateral, they can directly use mortgage cars for loans. After all, cars are easier to buy than houses, so when they need mortgage loans, mortgage car loans are one of them.

1, a citizen who has reached the age of 18, has full capacity for civil conduct and has a fixed residence in China.

2 have a stable professional and economic income, and can guarantee to repay the loan principal on a regular basis.

3. At the loan bank.

4. Car mortgage can be provided, and there are guarantee measures recognized by the loan bank.

5. Willing to accept loans.

At the same time, vehicles used for mortgage need to meet the following conditions:

1, the license plate must be in the borrower's name;

2. The license plate is the location of the lending institution;

3. The bare car price is at least 50,000 yuan;

4. The longest age of the car is not more than ten years;

5. The vehicle has no mortgage.

Third, automobile mortgage interest.

The interest rate of auto mortgage loan is also lower than that of credit loan. And according to different banks and your personal economic situation, banks will have different provisions on your loan interest rate, so the specific car mortgage interest rates should be judged according to the actual situation. The fees charged by the bank are also the lowest, and it will also involve car inspection. All banks have this rule, and the charging standards and loan conditions for loans are different. You need to go to the bank for practical consultation.