Legal analysis: the situation you described belongs to the situation of being impersonated and bearing loans. As a party to the loan contract, the impostor did not express his intention at all, and the lender made an untrue expression of intention because of fraud, so the loan contract was revocable. At this time, you need to contact the dunning company in time, ask the relevant information of the loan handler, keep the evidence as much as possible, find the exact impostor, and then you can claim the loss from it with judicial weapons. Of course, the actual repayment obligation of the loan is also borne by the impostor.

Legal basis: According to the provisions of Article 148 of the Civil Law, if a party commits a civil legal act by fraudulent means to express his will against his true intention, the defrauded party has the right to request the people's court or an arbitration institution to cancel it.