2. Located in the bustling business district or central business district, with superior geographical location, convenient transportation, reasonable planning and design, and complete supporting facilities;
3. The project is legal, with state-owned land use certificate, construction land planning permit, construction project planning permit and construction project construction permit;
4. The borrower's own funds invested in the project shall not be less than 50% (inclusive) of the total investment of the project and shall be put in place before the loan funds are put in place;
5. The project is expected to have a good market prospect, and the hotel (hotel) project has been managed by a well-known brand hotel management company;
6. The expected net cash flow of the project is sufficient, and the source of loan repayment is stable and reliable.