Can I mortgage the house with the bill for water and electricity at home?

Of course not! This only proves that you paid the water and electricity bill.

Mortgage loans need a lot of things.

Real estate license (real estate license and land certificate must be mortgaged to the bank when mortgage the bank loan)

Identity cards of obligee and spouse

Household registration book of obligee and spouse

Marriage certificate of the obligee (marriage certificate or unmarried certificate issued by the Civil Affairs Bureau)

Income certificate (this certificate has a great influence on the success and maximum amount of mortgage bank loans. )

If the owner of the real estate license has minor children, please provide birth certificate.

If the property still has a bank loan, please provide the original loan contract and the last bank statement.

In order to improve the pass rate of mortgage loan, please provide as many other family property certificates as possible (such as other real estate licenses, stocks, funds, cash passbooks, vehicle driving licenses, etc.). )

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