According to the query method, the car loan can be postponed. If it is really impossible to repay the loan on time in a short time, the owner can apply to the loan bank or the auto financing institution for deferred repayment. The extension period of new cars and used cars is different. If the owner borrows money to buy a new car, the extension period plus the original loan period can not exceed 5 years at the longest. If the owner borrows money to buy a used car, the extension period plus the original loan period can not exceed 3 years.