Shanghai is known as the Oriental Pearl, which is the dream city for many people. Therefore, many people will choose to work hard in Shanghai, and even plan to buy a house in Shanghai after they have sufficient savings. However, it is not easy to buy a house in Shanghai, especially for foreigners. What are the interest rate policies for the first home loan in Shanghai? What should I pay attention to when buying a house in Shanghai? Let's take a look at it with Xiaobian! \r\n\r\n\r\n \ r \ nI. What are the interest rate policies for the first home loan in Shanghai \ r \ n \ r \ n \ r \ nWhen the current buyers apply for individual housing loans, the loan term is generally more than five years. In this case, the lowest interest rate for the first home loan in Shanghai is 4.65%, and for the second home. \ r \ n \ r \ n \ r \ n \ r \ nSecond, what should you pay attention to when buying a house in Shanghai \r\n\r\n\r\n1. Buying a house requires a lot of money, so before buying a house, buyers must decide whether to buy a house in full or in mortgage to buy a house. If they choose mortgage to buy a house, they need to calculate the down payment and monthly payment. \r\n\r\n\r\n\r\n2. When buying a house in Shanghai, you must conduct a house inspection on the spot, and carefully inspect the residential environment and supporting facilities inside and outside, so as not to affect the quality of life of yourself and your family. At the same time, you need to check the house type. It is recommended to choose a house with a transparent north-south pattern. \r\n\r\n\r\n3. When signing a house sales contract, you should pay attention to the payment method and delivery time, etc. If you find something unclear in the contract, you must consult the other party clearly and ask to supplement it in the contract to avoid personal legal rights and interests being damaged. \ r \ n \ r \ n \ r \ n \ r \ nSummary: What are the relevant contents of Shanghai's first home loan interest rate policy? Friends who plan to buy a house in Shanghai must know about Shanghai's house purchase policy in advance to see if they meet the conditions for buying a house in Shanghai, and then prepare to buy a house after confirming that they meet the requirements. If you want to know more about decoration knowledge, you can pay attention to Qijia. com.

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