If the bank loan is not sued by the bank, you can negotiate and mediate with the bank first, so that the bank can withdraw the lawsuit. If negotiation fails, we should actively respond to the lawsuit. If the bank brings a lawsuit to the court and wins, the parties will report the situation to the court. After confirmation by the court, the people's court shall make a ruling to suspend execution. Continue execution after the parties have money.

ICBC's new "Love Home" brand home improvement installment business;

Upgrade in five aspects: quota, time limit, approval, process and system, to better meet the customer's home improvement consumption demand. As a home improvement financial service product carefully created by ICBC for high-quality customer groups, the brand has adopted a new generation of home improvement special staging system based on intelligence and big data risk control.

Realize App acceptance, provident fund government data docking, on-site inspection, electronic signing, multiple loans, etc. On the basis of high efficiency, online and paperless, the subsequent home improvement special staging system will also optimize and iterate on credit type, payment method and client, so as to continuously improve the business processing ability of the system; At the same time, we launched a customized installment card for home life and implemented a special credit line. These funds are used for customers' home decoration and home consumption.