The points for buying a house in Shanghai are mainly divided into basic points and dynamic points. Among them, the basic score is 60 points, which is mainly aimed at families without real estate in Shanghai. The full dynamic score is 24 points, and there are more discounts for local families in Shanghai. To get full basic points, you only need to have a Shanghai household registration and have no record of purchasing a house within 5 years. The dynamic score is calculated by calculating the accumulation of social security paid every year.
What are the points policies for new homes in Shanghai?
Shanghai’s new home points policy details include:
1. Subscription targets: families or individuals who are qualified to purchase houses in this city according to the city’s housing purchase restriction policy;
2 , Real estate under the name: When applying for subscription, the number of housing units under the name of the subscriber (and his family members) will be calculated in accordance with the housing purchase restriction policy. If there is no house, 20 points will be awarded;
3. The subscriber is a Shanghainese citizen For a family with one house in its name, 5 points.
Real estate sales process
1. Obtaining certificates
1) The new project has obtained the stamped and effective "Commercial Housing Pre-sale License" and "Pass-sale Housing List" Announcement and price list for one room."
2) In Shanghai, pre-sale certificates can be applied for only after the basic structure of high-rise residential buildings has been formed.
2. Subscription
1) The deposit fee for subscription is generally required to not exceed 20% of the lowest house price.
2) Only by paying the subscription fee can you be qualified to participate in the lottery.
3) The UnionPay POS slip must be kept, and the receipt must be stamped by the developer.
4) Claiming funds sooner or later does not affect the lottery probability, so there is no need to queue up in a hurry.
3. Review materials
1) When applying for funds, the home buyer must provide materials for review of purchase restriction qualifications.
2) After the subscription is completed, the notary office will review it again.
3) Main review materials
a. Purchaser’s ID card, household register, marriage certificate (marriage certificate, divorce certificate and divorce agreement), birth certificate of minor children;
p>
b. Social security certificate or tax payment certificate; (non-Shanghai household registration is required, Shanghai household registration is not required).
c. Housing-related information in the name of the home buyer and family members: house purchase contract or notice registration or birth certificate, etc.; (As long as the birth certificate is in the name of the house buyer, it is required to provide the birth certificate with the name of the parents, demolition, homestead)
4. Lottery opening
1) New properties in Shanghai will be sorted by computer lottery by the Oriental Notary Office.
2) Select a room according to the lottery order.
3) Select a house, sign a subscription letter, convert the subscription funds into a deposit, make the down payment and sign a loan contract within the time required by the developer.
4) If you don’t choose a house or sign a subscription, you will be refunded in full.
5) Generally, developers will return the pledged funds within 30 working days.