1. College students who are studying and graduating within two years;

2. College degree or above;

3. 18 years old or older.

Application material

1. Identification;

2. Students need to provide student ID cards and transcripts;

3. Graduates are required to provide graduation certificates and degree certificates;

4. Checklist of frequently used bankbooks or bank cards in the past 6 months.

5. Other credit certificates (if any): scholarship certificate, certificate of class cadres, certificate of community activities, and certificates of various honors/social returns, such as blood donation and voluntary teaching.

FREQUENTLY ASKED QUESTIONS

1. Loan term

The loan period can be up to 24 months.

2. Loan interest rate

The specific loan interest rate is determined by many factors, such as your personal qualifications, the nature of financial institutions and so on.

3. Loan amount

The specific loan amount is determined according to the final audit of the bank.

My Baidu space has a more detailed explanation.

There is a link to apply for a loan online in my Baidu space, which is very convenient and free. You can submit your own loan application online and quickly match the bank that suits your place of residence.

If you don't understand, you can ask me