The property right certificates of two houses in Jinhuyuan of Everbright Garden specifically include the property ownership certificate and the land use right certificate, but in some places it may also be the property right certificates issued by the housing management department and the land management department. With the title certificate, two houses in Jinhuyuan of Everbright Garden can be disposed of, but some rights without the title certificate cannot be guaranteed. If the property right certificate of two houses in Jinhuyuan of Everbright Garden is not handled, even if the buyer of two houses in Jinhuyuan of Everbright Garden has paid the house price and gone through the check-in formalities, legally speaking, two houses in Jinhuyuan of Everbright Garden still do not belong to the buyer.

Everbright Garden Jinhuyuan 2 is a house bought by mortgage, which can be handled by a loan company. Because if the house in Building 2 of Jinhuyuan of Everbright Garden is mortgaged in the bank, the bank will not accept the second mortgage. After the mortgage of the house in Building 2 of Jinhuyuan of Everbright Garden is completed, two mortgages can be applied again.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!