Is there a loan for the house you want to buy? If you have a loan, you must pay it off first. Generally, I will make an appointment at the bank one month in advance and then pay back the money. Generally speaking, it takes 20 days to complete the total * * *, that is to say, you can sign the sales agreement after 50 days. If there is no loan, you will enter a sales agreement. Then you go to the bank to approve the loan. Generally, it takes about 30 days for the provident fund loan to be approved, and then you make a down payment.

Business tax is not an ordinary residence. There is a difference in business tax within two years, and there is no business tax outside two years.

The total amount of non-ordinary housing within 2 years is the difference business tax outside 2 years.

Non-ordinary residence refers to (the area is greater than 144 square meters, the floor area ratio is less than 1 or the average price exceeds the market guidance price, so long as one item is met, it is an ordinary residence, and none is met, it is an ordinary residence).

The charging standard of individual tax is that there are two or more houses under the owner's name, and as long as one house is met within five years, personal income tax will be paid.