I believe everyone is no stranger to the sesame credit score in Alipay. Sesame Credit is a third-party credit reporting agency under Ant Financial. The higher the user's sesame score, the better the credit. The biggest function of sesame seed points is to apply for loans. So, how to use sesame seeds to divide loans?

One: Excuse me.

Sesame credit and ant micro-loan cooperation "borrow", and the application threshold is sesame score of 600 or more. According to different scores, the loan amount that users can apply for ranges from 1000-50000 yuan. The longest repayment period is 12 months, and the expected annualized interest rate on the loan date depends entirely on the sesame credit score for credit review, and the loan can be released within 3 seconds after the review.

Two: It's good to borrow money.

Guangfa Direct Bank has a joint venture between Mijinrong and Alipay to borrow money. Sesame score above 700, you can apply for a loan with a maximum amount of 200,000. More than 700 points: the daily expected annualized interest rate range is minutes: the daily expected annualized interest rate range is the expected annualized interest rate that will be comprehensively evaluated according to your credit situation.

Three: Amoy Qian Bao

There are many small loan products that can also be loaned through Sesame, and these products often settle in some comprehensive lending platforms, such as Amoy Qian Bao. Users can apply for credit loans by submitting simple information and authorizing sesame credit points. Of course, the higher the sesame score, the higher the credit line.

Fourth: Good loans.

Sesame Credit Score cooperates with the "Good Loan" under Zhaolian Finance, and sesame score reaches 700 before applying. The expected annualized interest rate of "Zhaolian Good Term Loan" is up to 200,000, which can be recycled within 3 years, and the longest loan term is 60 months. No mortgage, no guarantee, only personal credit can get a loan. Fast loan, as fast as 1 minute, and loan repayment at any time.

Five: Go on stage

Alipay provides a credit line of up to 200,000 yuan for children's shoes with sesame scores of 600 and above. The service covers 99% of colleges and universities in China and can enjoy 30 days of interest-free.

Finally, I would like to remind you that although it is convenient and fast to use sesame loans, the expected annualized interest rate is not low. You must remember to overdraw within your own ability to avoid exceeding your repayment ability and adversely affecting your personal credit.

What are the sesame credit loans?

First of all, bud

The quota is based on the sesame credit score, and the higher the sesame credit score, the higher the quota. As long as the sesame credit score is above 600, you will have the opportunity to obtain a certain amount, which can be used after opening and repaid before 10 next month.

Second, borrow

Some users with sesame credit score above 600 will have the opportunity to apply for opening, with the amount as high as 300,000, the repayment period as long as 12 months and the daily interest rate of 0.04%. Users with good credit can get a preferential loan interest rate of 0.03%, which can be repaid with the loan.

Third, online merchant banks.

Serving small and micro enterprises, mass consumers, rural operators and farmers, small and medium-sized financial institutions, the application threshold is similar to borrowing money, the loan amount is 1 1,000 yuan, the daily interest rate of the loan is 0.05%, and the loan period is 1.2 months. Use the average capital repayment method.

Fourth, the interesting stage.

Only for college students, more than 600 points can apply for sesame. The loan amount is 2500 yuan. You can find the college students' area in Sesame Credit, and you can see an interesting stage.

Five, comfortable flowers

Credit lending products that can be borrowed and repaid by consumer finance can be applied by paying attention to Anyihua's life number in Alipay. The loan amount is 500-50000 yuan, and the new user only needs 1000 yuan, and the sesame score is more than 620.

Extended data:

First, take the Alipay client of Android system as the material, and make a demonstration to open the ant flower garden. The operation is as follows:

Step 1: Find the Alipay application on the mobile phone desktop and click to open the Alipay function.

Step 2: Find the "Flower Garden" function bar on the main page of Alipay My Personal Function, and click Open.

Step 3: Find the "Agree Agreement, Open Garden" button in the jump interface, and click to enter the open interface.

Step 4: Enter the payment password in the payment password interface.

Step 5: After the input is completed, you can open the flower bud, and Alipay will give you a certain amount according to your personal data.

At this point, after completing the above operations, the ant bud can be opened.

Second, using the Alipay client of the IOS system as a tool, the operation of opening the ant borrowing is as follows:

Step 1: Click on the homepage of Alipay function, find the "My" function option at the lower right, and click Enter;

Step 2: Find the "Sesame Credit" function option on the "My" function page, and click Enter;

Step 3: On the "Sesame Credit" function page, find the "Credit Life" function option and click Enter;

Step 4: On the "Credit Life" function page, find the "Finance" function option at the top of the page and click Enter;

Step 5: After entering the "Finance" page, find the "Loan" function option and click "Open";

Step 6: After entering the "Borrowing" function page, click "Borrowing" to complete the opening of ant borrowing, and then you can start borrowing.

At this point, the function of "ant borrowing" has been completed.